Plan Highlights
- Insurance for medical accident and sickness, emergency medical and political evacuation, repatriation of remains, trip interruption, baggage, and accidental death & dismemberment
- U.S. citizens/residents traveling outside the United States
- Up to $500,000 in Primary emergency medical coverage
Policy cancellation and refund
100% refund for plans cancelled prior to the effective date. All cancellations must be submitted in writing and are based on the date received.
Non-Insurance and Travel Assistance Services
24-hour travel assistance services are provided by On Call International.
Other Details
- Plan may be purchased before departure. The effective date is based on the date requested and once payment has been received.
- Plan rates are per person and based on age of traveler at the time of enrollment.
- Rates are subject to change prior to enrollment.
Assistance Services
Traveler Lounge Pass
Allowing you the convenience of airport lounge access if your flight is delayed by more than two (2) hours.
This service is available to policy holders if: You have registered your flight at go.TravelerLoungePass.com at least twenty-four (24) hours before your scheduled flight departure time; and Your flight has been delayed by more than two (2) hours. If your flight was delayed by more than two (2) hours but there’s no lounge available at the airport where you are, you may still use the lounge access code any time in the next six (6) months.
Runway Health: Pre-travel Medication Readiness Consultation
Your travel insurance policy includes a pre-travel medication readiness consultation from Runway Health. Runway seamlessly connects travelers with US-licensed physicians with a quick, online consultation to create personalized, physician guided prescription medicine travel kits that are shipped directly to your door before departure, if prescribed. Travel better prepared and register for your complimentary consultation at trawick.runwayhealth.com.
Benefits of Coverage
| Benefits | Maximum Benefit Amount |
|---|---|
| Accident and Sickness Medical Expense | $50,000, $100,000, $250,000 or $500,000 |
| Dental Expense | $500 |
| Deductible Options | $0, $50, $100, $250, $500, $1,000, $2,500 |
| Accidental Death & Dismemberment | $25,000 |
| Medical Emergency Evacuation | $500,000 |
| Hospital Companion | $15,000 |
| Personal Items Coverage | |
| Baggage/Personal Effects | $1,000 ($250 per article, $500 combined limit) |
| Baggage Delay | $200 24 hours |
| Trip Coverage | |
| Trip Delay | $2,000 ($150 per day) (12 hours) |
| Trip Interruption | $7,500 |
| Other Coverage | |
| Non-Medical Emergency Transportation | $25,000 |
| Repatriation of Remains | $50,000 |
| Pre-Existing Conditions Limitation | 180 Days prior to the Effective Date |
| Non-Insurance and Travel Assistance Services | Included |
| Optional Coverage | |
| Trip Delay | $4,000 ($300 daily) or $7,000 ($500 daily) (12 hours) |
Premium Rates - per person per day
Plan includes a $20 per person minimum premium
| Maximum Limit | $50,000 | $100,000 | $250,000 | $500,000 |
|---|---|---|---|---|
| Up to Age 21 | $0.84 | $0.86 | $0.89 | $0.91 |
| 22-29 | $1.25 | $1.27 | $1.31 | $1.34 |
| 30-39 | $1.47 | $1.51 | $1.55 | $1.58 |
| 40-49 | $2.55 | $2.60 | $2.68 | $2.74 |
| 50-59 | $4.42 | $4.52 | $4.65 | $4.75 |
| 60-64 | $5.54 | $5.66 | $5.82 | $5.95 |
| 65-69 | $6.48 | $6.62 | $6.81 | $6.95 |
| 70-79 | $9.75 | $9.96 | N/A | N/A |
| 80-99 | $34.82 | N/A | N/A | N/A |
Deductible Options
| Deductible | $0 | $50 | $100 | $250 | $500 | $1,000 | $2,500 |
|---|---|---|---|---|---|---|---|
| Factor | 1.3 | 1.2 | 1.1 | 1 | 0.9 | 0.8 | 0.7 |
Optional Trip Delay Upgrade Rates:
$4,000 Maximum ($300 daily) - $8.50
$7,000 Maximum ($500 daily) - $14.00
Administrator
Trawick International Inc.Post Office Box 2284
Fairhope, AL 36533
Underwriter
Technology Insurance Company, Inc. or Wesco Insurance Company59 Maiden Lane, 43rd Floor
New York, NY 10038
FOR ADDITIONAL INFORMATION
Leonel Armando Bados Sierra3709 Borderdale Ln
mckinney, TX 75071
United States
Phone: 9728053777
Website: labs.brokersnexus.com
Plan sold by the administrator. Insurance is provided by either Technology Insurance Company or Wesco Insurance Company, an AmTrust Financial Services, Inc. company and non-insurance services by the administrator. Limitations and exclusions apply. Plan only valid for residents of the United States.
Version: 11/13/2025